Workplace accidents can cause you and your loved ones to suffer physical, emotional, and financial harm. Time absent from work due to a handicap can strain your finances and put your family’s future in jeopardy. To make matters worse, insurance companies will often hunt for any reason to refuse, postpone, or undervalue your claim, regardless of how severe your injuries are. A workers comp lawyer Virginia Beach will help prove and report to the insurance provider is a complex operation that demands expertise and effort, commitment, and a track record of legal success.
What constitutes a work-related injury?
Accidents and injuries that occur during working hours can take many different forms. You can receive the workers’ compensation benefits for the following:
- Any physical injury.
- Injuries caused by carpal tunnel.
- Occupational diseases are illnesses that occur at work.
- A mental health injury follows physical damage.
In addition to demonstrating that a worker has been physically injured as a result of an accident. The wounded person may also be eligible for workers’ compensation benefits. The employee must demonstrate that her injury happened on the job. It is not always sufficient to show that the injuries occurred in the workplace.
Why hire a Workers’ Compensation Attorney?
Even though workers’ compensation is meant to benefit both the injured worker and the boss, insurance providers are challenging to satisfy, and they frequently use the “THREE D’s” of insurance defense:
Denial: An insurance company may refuse to pay you because your condition was pre-existing or your medical treatment isn’t reasonably necessary and isn’t likely to interfere with the employee’s return to work.
Delay: Whenever possible, an insurance provider delays or postpones payment due to the wounded person. Medical professionals desire to be compensated for their services. When your insurance company refuses to pay medical fees, the hospitals will turn to you for payment, or the MTA may cease to provide your care. Your recovery will be slowed as a result of this.
Undervalue: Insurance providers are in the pockets of big business. Therefore they rarely produce compensation in the best interests of a worker who has been injured on the job. That is why it is critical to have a winning legal team on your side.
The effects of insurance firms’ conduct can be devastating. The cost of debt accumulation and time away from work might be excessive, and you may end yourself insolvent. Don’t relinquish your rights. While an occupational injuries settlement may be significant to you, it is merely a number to insurance companies.
There’s no way to know if your claim will be approved. The insurance company may conclude that there is limited evidence to recommend your claim or that it was caused by a pre-existing ailment rather than a workplace issue.
If your workers’ compensation claim has been rejected, the appeal process starts with an appointed meeting within 30 days of the court receiving your file from the administrative law judge. An administrative law judge will grant or dismiss your claim/lawsuit and pronounce judgment after hearing both sides of the story. You may be able to appeal even if your claim has been refused a second time.